Name: Supply Chain Finance
Brand: L&T Finance
Price: Upto ₹ 2.5 Crore* INR
Availability: InStock

Convert invoices / bills into cash and finance your working capital with Supply Chain Financing. Access up to ₹ 2.5 Crore* for your value chain partners, with financing valid for a year. Benefit from competitive interest rates starting from as low as 10%* p.a. and get funds against your invoices. This collateral-free solution ensures quick approvals, helping you meet your financial needs efficiently and without hassle for businesses and corporates

Features & Benefits
Documentation & Eligibility
Fees & Charges
Frequently Asked Questions

Loan Amount

Funds against your invoices to maintain cash flow for up to 2.5 Crore*

Interest Rate

Save on borrowing with competitive interest rates starting at 10%*p.a.

Flexible Tenure

Finance bills for 30, 60, 90, or 120 days, as per your needs

Quick Approvals

Our online application process ensures fast and efficient approvals

Collateral-Free Financing

No need for mortgages or additional security

Simple Process

Digital application process with minimal paper work

Eligibility & Documents

Eligibility

Residency:

Indian resident

Age:

Salaried individuals: 20 to 70 years
Self-employed individuals: 25 to 70 years

Others:

eligibility can be increased by adding co-applicant income or other verifiable income sources

Documents

KYC Documents

Firm / Company: PAN Card | Address Proof | GST Registration Certificate (if applicable) | Udhyam certificate and other applicable registrations

Proprietor / Partner / Director: PAN Card | Aadhaar Card | Electricity Bill | Rent Agreement | Index II.

Income Documents

Income Tax Returns along with computation for latest 2 years (wherever applicable)

Profit / Loss statement and Balance Sheet for the latest 2 years (wherever applicable)

GST Returns (wherever applicable)

Bank Account Statement

Operative Bank Account Statements for Latest 12 months

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

FAQs & Support

View all

Can small businesses benefit from supply chain finance?

Yes, small businesses benefit from supply chain finance by accessing early payments for invoices, improving cash flow, and reducing the need for collateral, helping them manage working capital more effectively.

What is Supply Chain Finance?

Supply Chain Finance helps businesses convert their invoices/bills into cash, providing the working capital needed to support day-to-day operations. It allows businesses to raise funds against unpaid invoices.

How can businesses implement supply chain finance?

Businesses can implement supply chain finance by partnering with financial institutions that offer SCF platforms, integrating technology for digital invoicing, and coordinating with suppliers and buyers for seamless payment terms.

Explore all FAQs

Testimonials

LAP

L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!

Amol Hirawadekar

Mumbai

SME Loan

Expanding my business to tier-2 cities was a key goal, and L&T Finance made it possible. Their SME loan process was quick and seamless, with KYC and document upload done in just a few clicks. I can easily track repayments and prepay EMIs anytime, making it a game changer for my business!

Varun Shroff

Bengaluru, Karnataka

SME Loan

Starting a C&F agency seemed impossible due to funding issues, but L&T Finance made it happen. Their executive guided me through the process, and everything was done online. The loan was processed in 2-3 days, and I now have access to all my loan details on the PLANET App.

Fareem Begum

Cuttack, Bhubaneswar

Business Loan

Setting up a molecular lab post-pandemic was challenging, but L&T Finance made it possible with quick turnaround, minimal documentation, and competitive rates. Thanks to their support, I expanded services, reduced waiting times, and offered new tests, serving more people efficiently.

Dr. Hrishikesh Chevle

Thane, Maharashtra

SME Loan

As a 2nd generation entrepreneur, expanding my PVD coating business was made easy with L&T Finance. The process was fast & smooth, with minimal paperwork & the best interest rates. All documents got digitally uploaded & approved. PLANET App mae part payments & additional withdrawals easy.

Harsh Gosalia

Pune, Maharashtra

Housing Loan

I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.

Mr. Sharad Pandey

Captain, Merchant Navy

Housing Loan

The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.

Amit Chaturvedi

Powai, Mumbai

Personal Loan

I spotted an L&T Finance Consumer Loans ad and applied. After my verification call, my request for loan was approved and the loan amount was transferred in the following 24 hours. L&T Finance Personal Loans provided me timely, financial help.

Vinod Bidlan

Andheri, Mumbai

Personal Loan

I was aware of L&T Finance Consumer Loans, as I have already benefited from their services in the past. They had even clarified my doubts about T&C and loan process by calling me up at my convenient time. Because of such good support, I decided to take loan again from L&T Finance Personal Loans.

Chirag Mehta

Ahmedabad, Gujarat

SME

The special aspects of L&T Finance SME Loans are their faster turn around time, minimal documentation. I had a very good experience with L&T Finance SME Loans and I recommended it to a lot of my Doctor friends who have equally benefitted.