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Refinance Loan
New Tractor Loan
Agri-Implement Loan
Kisan Suvidha (Top Up)
Kisan Suvidha Top Up Plus
Refinance Loan
Warehouse Receipt Finance
Refinance Loan is a pre-approved loan, for existing L&T Finance customers, offering an amount of up to ₹ 3.5 lakh* with 48 hours* disbursement. Get your loan at a competitive interest rate starting at as low as 7%* p.a. We provide a hassle-free digital experience with fast and reliable customer support. Our flexible repayment term of up to 48 months fits your crop cycles and harvesting patterns, helping you manage your budget better.
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Refinance Loan
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Used Tractor Loan
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Pre-owned Tractor Loan
EMI Calculator
Results generated by the calculator(s) are indicative in nature.
Preferred loan amount
₹
₹1,00,000
₹3,50,000
Flat rate
%
10%
19%
Loan tenure (months)
12 months
48 months
Estimated EMI
per month- ₹ 36,690
Interest payable
₹52,41, 690
Eligibility & Documents
Eligibility
Age Requirement
18 years to 65 years
Customer
Existing L&T Finance New Tractor Loan customer, with No transfer of ownership
Asset Age
Maximum up to 11 years (at the end of loan tenure)
Documents
ID Proof
PAN and any one of the following- Aadhaar Card| Driving License | Passport | Voter ID | Job card by NREGA | Letter issued by the National Population Register containing details of name and address
Address Proof
Utility bills (not older than 2 months) | Aadhaar Card | Driving License | Passport | Voter ID etc
Other Documents
ACH/ECS Mandate
Seamless Loans, Simplified Experience
Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More
Farmer Loan
Having a good track record, LTF provided me with a pre-approved loan which was a huge help to my business. The FLS assisted me personally; he answered all queries. My loan was disbursed within 24 hours. I will recommend LTF to my friends & family and will prefer L&T Finance for future loan requirements.
Akshay Kumar Jha
Location here
Farmer Loan
Having a good track record, LTF provided me with a pre-approved loan which was a huge help to my business. The FLS assisted me personally; he answered all queries. My loan was disbursed within 24 hours. I will recommend LTF to my friends & family and will prefer L&T Finance for future loan requirements.
Sanjay
Location here
Farmer Loan
My friend recommended LTF since they provide tractor loans at a lower interest rate than others, the loan process is simple, no physical documentation is required, payment was deposited the same day and I received the tractor within a week. My agricultural business has really improved thanks to the LTF.
Narayana G
Telangana
Farmer Loan
L&T Finance has supported me as a farmer since 2014, helping me finance two tractors and essential equipment. With flexible, crop-based repayments and easy EMI tracking on the PLANET App, my life has been easy. L&T Finance truly empowers us to grow better and manage finances seamlessly.
Satish Hisar
Beri, Haryana
Farmer Loan
As a third-generation farmer, owning a tractor with L&T Finance's support has transformed our work. The fully digital process made it easy, with swift disbursement and flexible repayment options like EMI Protect. Now, our costs are lower, and farming is efficient. Truly, L&T Finance supports farmer prosperity.
Hardeep Soora
Hisar, Haryana
Farmer Loan
When I decided to buy a tractor, I spoke to the L&T Finance official. After all the documentation, I got approval of my loan with 2-3 days. I didn’t have to go anywhere and yet my loan got sanctioned.
Bherulal Chaudhary
Ratlam, MP
Farmer Loan
The L&T Finance officer came home and did all the application formalities online and instantly got approval for the loan. Our EMI is in accordance with our harvesting cycle. They gave us the best interest rate and fulfilled our financing requirements.
Mr. Balu Hari Pawar
Maharashtra
Micro LAP
We called and the L&T Finance representative came to our house. They quickly completed the formalities and gave us the money really fast so we could use it for our needs. Everything was done digitally. I am grateful to L&T Finance.
Mrs. Kanaga
Handloom Service
Personal Loan
I spotted an L&T Finance Consumer Loans ad and applied. After my verification call, my request for loan was approved and the loan amount was transferred in the following 24 hours. L&T Finance Personal Loans provided me timely, financial help.
Vinod Bidlan
Andheri, Mumbai
Personal Loan
I was aware of L&T Finance Consumer Loans, as I have already benefited from their services in the past. They had even clarified my doubts about T&C and loan process by calling me up at my convenient time. Because of such good support, I decided to take loan again from L&T Finance Personal Loans.
Chirag Mehta
Ahmedabad, Gujarat
Farm Loan
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