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Need a financial boost for your Chartered Accountant practice? Our unsecured Business Loan offers up to ₹ 75 Lakh at competitive interest rates starting from 11.25%* p.a. Simple loan application with tenure of up to 60 months. Our relationship managers are always available to guide you at every step. With quick approvals and regular updates, getting a CA Loan to expand your business is easy.

High Loan Amount

Get a CA Loan of up to ₹ 75 Lakh without any collateral or security

Interest rate

Benefit from competitive interest rate starting from as low as 11.25%* p.a.

Loan Tenure

Choose a loan period of up to 60 months and pay your EMIs easily

Additional Withdrawal Available

Access extra funds with online overdraft facility

No Collateral

Get loans without collateral for easy access to money when you need it

Fast Approval

Get loan sanction for Chartered Accountant Loan within minutes

emi-calculator

EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

7,00,000
75,00,000

Interest rate (per annum)

%
15.05%
21.50%

Loan tenure (months)

12 months
60 months

Estimated EMI

per month
  • 36,690
  • Interest payable

    52,41, 690

Eligibility & Documents

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Eligibility

Age:

Applicants must be 24 to 65 years old.

Turnover:

The business should have an annual turnover ranging from ₹ 80 Lakh to ₹ 250 Crore

Minimum Business Vintage:

Your business should have been operational for at least 3 years.

Credit History:

A minimum of 6 months of credit history is required.

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Documents

KYC Documents

Firm / Company: PAN Card, Address Proof and other Applicable Registrations

Proprietor / Partner / Director: PAN Card, Aadhaar Card, Electricity Bill / Rent Agreement / Index II

Income Documents:

Latest 2 years Financials: IT Returns, GST Returns, P&L Statement & Balance-Sheet (wherever applicable)

Bank Account Statement:

Operative Bank Account Statement for Last 6 months (wherever applicable)

Qualification Documents:

Degree certificate | Certificate of Practice

L&T Finance

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

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FAQs & Support

View all

What is the maximum amount available under Business Loan to CA?

The maximum loan amount available for CAs goes up to ₹ 75 Lakh, depending on your eligibility and financial profile.

How can I track my CA loan application status from L&T Finance?

You can track your CA loan application status by logging in on the L&T Finance website or PLANET App using your credentials. You may also receive updates via SMS or email.

Can I get a professional loan for CAs with a low credit score?

A low credit score may affect your eligibility for a CA loan or result in higher interest rates. Maintaining a good credit score is advisable to secure better loan terms.

How does prepayment affect my EMI and loan tenure?

Prepayment of your loan can reduce either your EMI or your loan tenure, depending on your preference. By prepaying, you can save on the interest amount, but it may also incur prepayment charges.

How do I calculate the EMI for a Business Loan for Chartered Accountants?

You can use the EMI calculator to calculate the EMI for a Business Loan. Enter the loan amount, interest rate, and tenure to get an estimate of your monthly EMI.

Testimonials

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LAP

L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!

Amol Hirawadekar

Mumbai

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SME Loan

Expanding my business to tier-2 cities was a key goal, and L&T Finance made it possible. Their SME loan process was quick and seamless, with KYC and document upload done in just a few clicks. I can easily track repayments and prepay EMIs anytime, making it a game changer for my business!

Varun Shroff

Bengaluru, Karnataka

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SME Loan

Starting a C&F agency seemed impossible due to funding issues, but L&T Finance made it happen. Their executive guided me through the process, and everything was done online. The loan was processed in 2-3 days, and I now have access to all my loan details on the PLANET App.

Fareem Begum

Cuttack, Bhubaneswar

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Business Loan

Setting up a molecular lab post-pandemic was challenging, but L&T Finance made it possible with quick turnaround, minimal documentation, and competitive rates. Thanks to their support, I expanded services, reduced waiting times, and offered new tests, serving more people efficiently.

Dr. Hrishikesh Chevle

Thane, Maharashtra

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SME Loan

As a 2nd generation entrepreneur, expanding my PVD coating business was made easy with L&T Finance. The process was fast & smooth, with minimal paperwork & the best interest rates. All documents got digitally uploaded & approved. PLANET App mae part payments & additional withdrawals easy.

Harsh Gosalia

Pune, Maharashtra

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Housing Loan

I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.

Mr. Sharad Pandey

Captain, Merchant Navy

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Housing Loan

The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.

Amit Chaturvedi

Powai, Mumbai

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Personal Loan

I spotted an L&T Finance Consumer Loans ad and applied. After my verification call, my request for loan was approved and the loan amount was transferred in the following 24 hours. L&T Finance Personal Loans provided me timely, financial help.

Vinod Bidlan

Andheri, Mumbai

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Personal Loan

I was aware of L&T Finance Consumer Loans, as I have already benefited from their services in the past. They had even clarified my doubts about T&C and loan process by calling me up at my convenient time. Because of such good support, I decided to take loan again from L&T Finance Personal Loans.

Chirag Mehta

Ahmedabad, Gujarat

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SME

The special aspects of L&T Finance SME Loans are their faster turn around time, minimal documentation. I had a very good experience with L&T Finance SME Loans and I recommended it to a lot of my Doctor friends who have equally benefitted.

Dr. Hrishikesh Chevle

Pathologist, Alpine Diagnostics