Vikaas Loan (Group Loan)
Pragati Loan (Group Loan)
Micro LAP
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Vishwas Loan (Group Loan)
Vishwas Loan scheme is available for groups of women borrowers under joint liability. Customers who have an existing loan or have closed a previous loan with L&T Finance are eligible for this loan. With the Vishwas Loan, you can get funds up to ₹ 1 Lakh* with a flexible repayment period of 36 months.
EMI Calculator
Results generated by the calculator(s) are indicative in nature.
Preferred loan amount
₹
₹45,000
₹1,00,000
Interest rate (per annum)
%
18%
23.5%
Loan tenure (months)
24 months
36 months
Estimated EMI
per month- ₹ 36,690
Interest payable
₹52,41, 690
Eligibility & Documents
Eligibility
Age:
20 years to 60 years
Residency:
Indian resident
Customer Type:
Existing L&T Finance customer, with on going loan or a closed loan
Documents
Identity Proof
PAN and any one of the following- Aadhaar Card| Driving License | Passport | Voter ID | Job card by NREGA | Letter issued by the National Population Register containing details of name and address
Address Proof
Utility bills (not older than 2 months) | Aadhaar Card | Driving License | Passport | Voter ID etc
Income Proof
Any Valid income proof
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Rural Loan
L&T Finance made a huge difference for me & my farming business. I, along with 2 of my friends, got a micro loan with a quick & easy application process. The timely payments of my EMIs are manageable & my farming income has increased significantly. I'm truly grateful for L&T Finance's help!
Nirmala Dabi
Ratlam, Madhya Pradesh
Micro LAP
As an assistant professor with over 10 years of experience, I found L&T Finance’s MLAP loan process was quick, digital and required minimal documentation. My EMI is auto-debited, and I can conveniently check my account statement and details through the PLANET app.
Mr. Udhayakumar
Rajagambiram, Tamil Nadu
Micro LAP
I am engaged in farming and a small dairy business. When I explored financing options, the interest rates in the market were too high. With a quick home inspection and property mortgage, I secured a loan at a competitive interest rate. The process was straightforward, and funds were disbursed quickly.
Mr. Palraj
Chennai, Tamil Nadu
Farmer Loan
My friend recommended LTF since they provide tractor loans at a lower interest rate than others, the loan process is simple, no physical documentation is required, payment was deposited the same day and I received the tractor within a week. My agricultural business has really improved thanks to the LTF.
Narayana G
Telangana
Rural Loan
L&T Finance provided swift support for our 20-year-old silk handloom business. Their executive guided us through a seamless process, quickly disbursing the loan after property verification. We're thankful for their efficient and reliable service that helps us meet our daily business needs.
Mrs. Kannaga
Chennai, Tamil Nadu
Farmer Loan
The L&T Finance officer came home and did all the application formalities online and instantly got approval for the loan. Our EMI is in accordance with our harvesting cycle. They gave us the best interest rate and fulfilled our financing requirements.
Mr. Balu Hari Pawar
Maharashtra
Farmer Loan
When I decided to buy a tractor, I spoke to the L&T Finance official. After all the documentation, I got approval of my loan with 2-3 days. I didn’t have to go anywhere and yet my loan got sanctioned.
Bherulal Chaudhary
Ratlam, MP
Housing Loan
I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.
Mr. Sharad Pandey
Captain, Merchant Navy
Housing Loan
The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.
Amit Chaturvedi
Powai, Mumbai
Micro LAP
We called and the L&T Finance representative came to our house. They quickly completed the formalities and gave us the money really fast so we could use it for our needs. Everything was done digitally. I am grateful to L&T Finance.
Mrs. Kanaga
Handloom Service
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