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Home Loan

Take a step towards owning your dream Home with our New Home Loan offering.

Take a step towards owning your dream home with our New Home Loan offering.

Home Loan

Balance Transfer

Home Decor Finance

Loan Against Property

Personal Loan

Our online Personal Loans of up to ₹30 Lakhs fit your unique needs, whether it's a vacation, a home improvement project, or unexpected medical bills.

Our online Personal Loans of up to ₹15 Lakhs fit your unique needs, whether it's a vacation, a home improvement project, or unexpected medical bills.

Medical Emergency

Home Renovation

Wedding and Celebration

Vacation

Education

Debt Consolidation

Two Wheeler Loan

Get Two-Wheeler Loans at competitive rates with up to 4 years of repayment tenure and a simple documentation process.

Get Two-Wheeler Loans at competitive rates with up to 4 years of repayment tenure and a simple documentation process.

Electric Two Wheeler Loan

Super Bike Loan

Commuter TW Loan

Business Loan

Our flexible loan options provide the financial support to innovate, and achieve your goals.

Our flexible loan options provide the financial support to innovate, and achieve your goals.

SME Loan

Doctor Loan

Chartered Accountant Loan

Professional Loan

Supply Chain Financing

Rural Business Finance

Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.

Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.

Vikaas Loan (Group Loan)

Vishwas Loan (Group Loan)

Pragati Loan (Group Loan)

Micro Loan Against Property

Farmer Loan

Grow your farm with flexible Farmer Loans tailored to your needs. Enjoy competitive rates, quick approval, and repayment terms that align with your farming cycles.

Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.

New Tractor Loan

Agri-Implement Loan

Kisan Suvidha Top Up

Kisan Suvidha Top Up Plus

Refinance Loan

Warehouse Receipt Finance

Loan Against Property

Unlock the potential of your property with an L&T Finance Loan Against Property. Avail a loan ranging upto ₹7.5 Cr. with a tenure of upto 15 years & fund disbursal within 72 hrs. Interest rate starts at 9.60%* p.a.

Unlock the potential of your property with an L&T Finance Loan Against Property. Avail a loan ranging upto ₹7.5 Cr. with a tenure of upto 15 years & fund disbursal within 72 hrs. Interest rate starts at 9.60%* p.a.

Loan Against Property

Micro Loan Against Property

LAP Balance Transfer

LAP Top Up

L&T Finance

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

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FAQs & Support

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How can I repay my two-wheeler loan?

You can repay your two-wheeler loan with a range of options. This includes eNach (Net Banking, Debit Card, Aadhaar, UPI), physical mandate through direct bank transfers, online payment through L&T Finance website. You can also repay through cheque & cash by visiting your nearest L&T Finance branch.

How do you get the lowest Interest Rate on a Personal Loan?

To secure the lowest Personal Loan interest rate in India, maintain a high credit score, compare lender offers, and choose shorter loan tenures.

How does credit score impact the Two Wheeler Loan interest rates?

A high credit score typically leads to lower interest rates as it indicates low credit risk, while a low score may increase rates due to higher perceived risk by lenders.

What is the current interest rate for a Personal Loan?

At L&T Finance, current Personal Loan interest rates start from 11%* per annum, depending on your creditworthiness and lender.

What is the process for applying for a Two Wheeler Loan?

Applying for a Two Wheeler Loan involves applying with the documents required for a Two Wheeler Loan application, which include identity, address, and income proof. Upon submission, the lender will verify your documents and creditworthiness before approving the loan.

Can I pre-pay my rural Kisan Suvidha Top-up Loan?

Yes, you can foreclose your Kisan Suvidha Top-up Loan. However, you will be charged 2% of the outstanding principal amount plus applicable taxes.

Can I prepay my Kisan Suvidha Plus Top-up Loan?

Yes, you can prepay your Kisan Suvidha Plus Top-up Loan. However, a foreclosure charge of 2% of the principal outstanding plus applicable taxes will apply.

What is the Two Wheeler Loan documentation process?

The documentation process involves gathering all necessary documents for a Two Wheeler Loan for all set of customers

What are loan tenure options for Pragati loan?

The maximum tenure for the Pragati Loan is between 24 and 36 months, allowing for flexible repayment options based on your financial situation.

Who is eligible to apply for the Vikaas Loan?

Women borrowers, aged between 20 and 60 years, who are first time members of joint liability groups in rural areas are eligible for a Vikaas Loan.

Testimonials

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Housing Loan

As a 2nd generation entrepreneur, expanding my PVD coating business was easy with L&T Finance. The process was fast, smooth, with minimal paperwork and the best interest rates. Thanks to PLANET, I can make part payments and withdrawals with ease. They've provided full funding for my growth.

Harsh Gosalia

Pune, Maharashtra

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Housing Loan

Buying a home in Mumbai was always a dream of mine, and L&T Finance has made this dream come true. They offered competitive interest rate, quick approval with easy documentation. I would highly recommend L&T Finance to anyone looking for a reliable home loan provider.

Yadika Hussain

Mumbai

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Business Loan

As a steel and aluminum trader, I needed constant capital post-COVID. L&T Finance's DLOD service impressed me with a seamless, fully digital process. Their executive guided me well, leading to a swift sanction. The competitive interest rate & round the clock transaction facility were game-changers for my business.

Jignesh Solanki

Mumbai

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Housing Loan

L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!

Amol Hirawadekar

Mumbai

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Housing Loan

Choosing L&T Finance for our home loan was seamless. The team was supportive, with transparent documentation, quick responses, and competitive rates. Their efficient process made our home-buying journey smooth, and the L&T Emerald’s location, amenities, and security make it the perfect choice for our family.

Amit Chaturvedi

Mumbai, Maharashtra

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Micro LAP

We called and the L&T Finance representative came to our house. They quickly completed the formalities and gave us the money really fast so we could use it for our needs. Everything was done digitally. I am grateful to L&T Finance.

Mrs. Kanaga

Handloom Service

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Personal Loan

I was aware of L&T Finance Consumer Loans, as I have already benefited from their services in the past. They had even clarified my doubts about T&C and loan process by calling me up at my convenient time. Because of such good support, I decided to take loan again from L&T Finance Personal Loans.

Chirag Mehta

Ahmedabad, Gujarat

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SME

The special aspects of L&T Finance SME Loans are their faster turn around time, minimal documentation. I had a very good experience with L&T Finance SME Loans and I recommended it to a lot of my Doctor friends who have equally benefitted.

Dr. Hrishikesh Chevle

Pathologist, Alpine Diagnostics

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Housing Loan

I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.

Mr. Sharad Pandey

Captain, Merchant Navy

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Housing Loan

The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.

Amit Chaturvedi

Powai, Mumbai