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Our Journey So Far

3000 Cr +

Disbursement

1200 Cr +

Collections

9M +

Downloads

2 Cr +

Service Resolutions

10 Lakhs +

Rural Cust Base

About PLANET App

With the backing of the L&T Group, the PLANET by L&T Finance App is one of India's most reliable finance loan apps, that ensures a quick, easy & secure experience while availing a loan.

Features Of PLANET App

NOC Kit

Get all the documents, from Welcome Letter to NOC Kit with a few taps

Multiple Languages

Get available in multiple Languages for a more personalized experience

Hassle-free EMI

Hassle-free EMI Payment Modes

Track and manage

Track and manage all your loans

Total control and access

Total control and access of your loans, anytime & anywhere

One destination

All your financial needs, One destination

Catering to your Need

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Two Wheeler Loan
Avail end-to-end digital Two-wheeler loans with a user friendly interface and advanced technology.Apply Now
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Personal Loan
Apply for Personal Loans with minimal documentation, faster approvals and disbursal in just 7 mins.Apply Now
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Micro Loan
Nurturing rural aspirations with our Micro Loans designed for Indian women entrepreneurs.Apply Now
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Housing Loans
Apply for Housing Finance to build your dream home or renovate it ranging upto ₹ 7.5Crs.Apply Now
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Business Loan
Finance for Small and Medium-sized enterprises ranging upto ₹ 75 Lakhs at low interest rates.Apply Now
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Welcome Kit
Begin your journey with PLANET by receiving your welcome kit online.This will consist of Welcome
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Statement of Account
Easily access your payment transactions and detailed account statements at your convenience.
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Repayment Schedule
Stay informed about your repayment date and amounts to ensure regular payments.Apply Now
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NOC Kit
Obtain a hassle-free No Objection Certificate (NOC) kit through our streamlined process.
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Check your credit score
Monitor your credit health by checking your credit score on the PLANET app
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Pay your EMIs
Make hassle-free EMI payments with our seamless payment solution via UPI/ NetBanking/ Wallet.
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Mandate Swap
Easily swap/ register for auto debit with our mandate swap feature via E-nach/ Aadhar-Nach/ Paper
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Part Payment
Make hassle free Part Payments for OD Business Loans
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Foreclosure Payment
You can now Foreclose any Two-Wheeler & Personal Loans in just a few steps
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Upcoming EMI
You can now pay your upcoming dues in Advance for hassle free EMI debits

Testimonials

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Housing Loan

Buying a home in Mumbai was always a dream of mine, and L&T Finance has made this dream come true. They offered competitive interest rate, quick approval with easy documentation. I would highly recommend L&T Finance to anyone looking for a reliable home loan provider.

Yadika Hussain

Mumbai

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Housing Loan

As a 2nd generation entrepreneur, expanding my PVD coating business was easy with L&T Finance. The process was fast, smooth, with minimal paperwork and the best interest rates. Thanks to PLANET, I can make part payments and withdrawals with ease. They've provided full funding for my growth.

Harsh Gosalia

Pune, Maharashtra

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Business Loan

As a steel and aluminum trader, I needed constant capital post-COVID. L&T Finance's DLOD service impressed me with a seamless, fully digital process. Their executive guided me well, leading to a swift sanction. The competitive interest rate & round the clock transaction facility were game-changers for my business.

Jignesh Solanki

Mumbai

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Housing Loan

L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!

Amol Hirawadekar

Mumbai

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Housing Loan

Choosing L&T Finance for our home loan was seamless. The team was supportive, with transparent documentation, quick responses, and competitive rates. Their efficient process made our home-buying journey smooth, and the L&T Emerald’s location, amenities, and security make it the perfect choice for our family.

Amit Chaturvedi

Mumbai, Maharashtra

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Housing Loan

I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.

Mr. Sharad Pandey

Captain, Merchant Navy

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Housing Loan

The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.

Amit Chaturvedi

Powai, Mumbai

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SME

The special aspects of L&T Finance SME Loans are their faster turn around time, minimal documentation. I had a very good experience with L&T Finance SME Loans and I recommended it to a lot of my Doctor friends who have equally benefitted.

Dr. Hrishikesh Chevle

Pathologist, Alpine Diagnostics

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Personal Loan

I was aware of L&T Finance Consumer Loans, as I have already benefited from their services in the past. They had even clarified my doubts about T&C and loan process by calling me up at my convenient time. Because of such good support, I decided to take loan again from L&T Finance Personal Loans.

Chirag Mehta

Ahmedabad, Gujarat

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Personal Loan

I spotted an L&T Finance Consumer Loans ad and applied. After my verification call, my request for loan was approved and the loan amount was transferred in the following 24 hours. L&T Finance Personal Loans provided me timely, financial help.

Vinod Bidlan

Andheri, Mumbai

FAQs & Support

View all

How frequently can I repay my home loan ahead of schedule?

There is one part pre-payment option available for each quarter.

Can I get an additional loan in my existing loan account?

You could get additional loan in your existing loan subject to your repayment history and credit norms of the company. Kindly get in touch with our Sales Representative for further details.

Are there any restrictions on transfer of immovable properties?

In terms of Chapter XX C of the Income Tax Act, 1961, the Central Government has the first option to purchase certain immovable properties exceeding certain value and as such transactions covered by this Chapter can be proceeded with only after complying with the requirements prescribed therein.

How will LTF decide my Home Loan eligibility?

LTF assesses a customer's repayment capacity based on various criteria - including income, age, qualifications, number of dependents, spouse's income, assets, liabilities, stability and continuity of occupation, savings history, etc.

How is loan repaid?

All loan repayment are done via equally monthly instalments.

What are the benefits of Home Loan?

Home Loan can help you secure the home you've always wished for. Additionally, it can also allow you to renovate, refurbish or redo your home, exactly the way you want.

What is pre-EMI interest?

In the case of part disbursement of the loan, monthly interest is payable only on the disbursed amount. This interest is called pre-EMI interest (PEMI) and is payable monthly till the final disbursement is made, after which the EMIs would commence.

Can the EMI calculator help me plan my Home Loan repayment?

Yes, the calculator can help you plan your repayments by showing you the total interest payable, the principal amount paid each month, and the remaining loan balance.

What is the processing time of loan?

We are committed to giving the best in class service. We will ensure the fastest turnaround time for processing the loan is 6-10 working days ensuring faster TAT. Subject to complete documentation and due diligence.

Which documents are required to avail of a Home Loan without ITR?

Alternatives include bank statements, salary slips, and Form 16, but requirements may vary by lender.

L&T Finance

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

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