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What documents are required for the Rural Vishwas Loan?

Required documents include:
Valid ID Proof [Aadhaar Card & Voter ID / Ration card / MGNREGA card]
Valid Address Proof
Income Proof

Will there be a processing fee for rural Vishwas Financing?
  • Processing Fee: Up to 1.25% of the loan amount + applicable taxes.
  • Late Payment Charge: Not Applicable.
  • Prepayment Charges: Not Applicable.
  • Additional fees for EMI bounce, foreclosure, and document: Not Applicable.
Is a Credit score required to avail a Vishwas Loan?

Yes, credit score check will be conducted.

What is the maximum loan amount I can get under L&T Finance for Vishwas Loan?

Depending on your eligibility and application details, you can avail Vishwas Loan up to ₹ 1 Lakh.

What is the maximum tenure I can avail myself with Vishwas loan?

The maximum loan tenure under the Rural Vishwas Loan is up to 36 months.

What is the interest charged on Vishwas Loans?

The Rural Vishwas Loan's interest rate is 23.5%* p.a., making it competitive for women seeking financial solutions.

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