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A Company Secretary (CS) Loan is a Professional Loan offered to Company Secretaries to support their business growth. This loan can be used for various purposes, such as office setup, expansion, working capital, or hiring staff.
Yes, you can apply for a CS Loan online through the L&T Finance website or PLANET App. The process is simple and convenient, requiring basic KYC details and income documents.
Benefits include high loan amounts of up to ₹ 75 lakhs, competitive interest rates starting at 11.5%* p.a., flexible tenure of up to 60 months, fast approval, and real-time updates on loan status.
Yes, you can apply for a CS Loan with a co-applicant, improving your chances of approval and possibly securing better loan terms.
Getting a Professional Loan for CS with a low credit score may be challenging, as the interest rate is risk-based. However, having a co-applicant with a good credit score might improve your chances.