FAQs & Support

A Personal Loan is an unsecured loan that can be used for variety of reasons such as education, home renovation, wedding, travel, medical or for general purposes.

Key features of L&T Finance Personal Loans are - Completely digital process, Quick disbursal, Transparent, No security needed, and Minimum documentation.

Anyone in the age group from 21 years to the age of 58 years on loan maturity can apply for a Personal loan, provided the applicant has the required documents.

We (L&T Finance Limited - Personal loans, agents, representatives) would like to keep our customers updated on their pre-approved personal loan offers. We do respect your privacy, and appreciate that some of you may not want to receive such information from us. If this is the case, click here to register for any/all the channels. Please note that by registering for the Do Not Disturb service of L&T Finance Limited - Personal loans you shall not receive such information for your pre-approved personal loan offers through the channels registered by you post 7 days from registration. To ensure that you may not receive any unsolicited commercial calls please contact your telephone service provider for registration in the National Do Not Call Register of Telecom Regulatory Authority of India (TRAI). If, however, you still receive any unwelcome call or SMS: Please write to us at [email protected] indicating, if possible, the telephone number or channel from which the call or SMS was made.

Aadhaar Number, PAN, Current address proof & bank details.

No, this is 100% unsecured loan

One can get loan starting from ₹50,000 up to ₹30,00,000

The tenure can range from 12 months to 72 months

The interest rate starts from 11% onwards. Your interest rate depends on your Credit Score, Loan Amount and other Eligibility Criteria.

Processing fee will be upto 3%* of Loan Amount + applicable taxes.