Topics
- All
- Agri-Implement Loan(FL)
- Balance Transfer
- Balance Transfer(LAP)
- Business Loan
- Charted Accountant Loan
- Doctor Loans
- Farm Loan
- General Insurance
- Health Insurance
- Home Decor Finance
- Home Loan
- Kisan Suvidha (Top Up)
- Kisan Suvidha Plus
- Life Insurance
- Loan Against Property
- Micro LAP
- New Tractor loan
- Personal Loan
- Pragati Loan
- Professional Loan
- Refinance Loan
- Rural Loan
- SME Loan
- Supply Chain Finance
- Top Up
- Top Up(LAP)
- Two Wheeler Loan
- Vikaas Loan
- Vishwas Loan
- Warehouse Receipt Finance(FarmLoan)
A Loan Against Property Balance Transfer allows you to transfer your existing LAP from your current lender to a new lender for a reduced EMI, lower interest rates and better loan terms.
Benefits include lower interest rates, reduced EMIs, flexible loan tenure options, and additional top up loans.
Yes, we offer a top up facility along with a balance transfer, providing you with extra funds for business or personal needs.
Yes, you can prepay your LAP balance transfer. However, pre-payment or foreclosure charges may apply depending on the amount you want to pay. It’s important to check the terms of your loan.
Yes, a processing fee is applicable for LAP balance transfer, which varies by lender. At L&T Finance, it's 1% of the sanctioned amount plus taxes.
