L&T Finance - Non-Banking Financial Services Company (NBFC) in India

Housing Loan

Make your dream home a reality with our flexible Housing Loan options. We offer competitive interest rates starting at 8.65%* p.a. and a hassle-free application process.

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Home Loan

Turn your dream home into reality with attractive Home Loan offers

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Balance Transfer

Paying high EMI? Transfer your loan for lower interest and longer repayment term

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Top Up

Access extra funds with a Top-Up Loan for home renovations or debts

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Home Decor Finance

Left with an empty house after home loan? Avail our Home Decor Loan

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Loan Against Property

Fund your business needs, or any other financial needs with LAP

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Personal Loan

Our Digital Personal Loans for up to ₹ 30 Lakhs to fit your unique needs, whether it's for vacation, home improvement, or to pay unexpected medical bills.

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A Personal Loan for All Your Needs

Medical Emergency

Get competitive interest rates to help pay your medical expenses

Home Renovation

Refresh your home with a loan that makes home improvement affordable

Wedding and Celebration

Get the necessary funds to make your dream celebration a reality

Vacation

Enjoy your next vacation without worrying about your travel expenses

Education

Get financial support for your education and other related expenses

Debt Consolidation

Consolidate multiple debts into one loan with lower interest rates

Two Wheeler Loan

Own your dream bike with Two Wheeler loan that offers up to 100%* financing for maximum tenure of 60 months, with competitive interest rates and quick processing.

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One loan solution for all your two wheeler (TW) financing needs

Electric Two Wheeler Loan

Go electric with quick and easy loan application process

Super Bike Loan

Ride your dream super bike with personalized tenure options

Commuter TW Loan

Get a new TW for your comfortable daily commute at affordable EMIs

Business Loan

Our Business Loans offer flexible financing options starting at 11.2%* p.a. for professionals and 15%* p.a. for businesses, empowering you to grow and innovate.

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SME Loan

Fuel your business ambitions with loan up to ₹ 75 Lakh without any collateral

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Doctor Loan

Get loan for practising Doctors up to ₹ 75 Lakh, tailored to your needs

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Chartered Accountant Loan

Loans for Practicing CAs with flexible tenure of up to 60 months

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Professional Loan

Elevate your practice (CMA / CS) with a loan of up to ₹ 75 Lakh

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Supply Chain Financing

Cost-effective and collateral-free funding to optimise your value chain

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Rural Business Finance

Empowering women with our group loans for rural communities. Designed to address your unique needs, promote growth and development within your community.
Group Loan Interest Rate: 16% to 23.5% per annum (on reducing balance) *
Group Loan Weighted Average Interest Rate for Q4 FY 24-25: 22.97% *

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Vikaas Loan (Group Loan)

Short-term loan without collateral to cater to your business needs

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Vishwas Loan (Group Loan)

Already a member? Avail higher loan amount with lower interest rate

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Pragati Loan (Group Loan)

Already a member? Loan for your needs without worrying about collaterals

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Micro Loan Against Property

Get a Micro LAP up to ₹ 25 Lakhs to cover for your financial needs

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Farmer Loan

Grow your farm with flexible Farmer Loans tailored to your needs. Enjoy competitive rates, quick approval, and repayment terms that align with your farming cycles.

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New Tractor Loan

Get your favourite tractor for the farm with our New Tractor Loan

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Agri-Implement Loan

Upgrade your farm equipments and boost your farm's efficiency

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Kisan Suvidha Top Up

Get additional funds for your farms evolving needs

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Kisan Suvidha Top Up Plus

Enhance your Farm operations with our additional Top up Loan

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Refinance Loan

Get easy refinance options for your farming needs on your tractor

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Warehouse Receipt Finance

Secure Warehouse Receipt Finance for additional working capital

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Loan Against Property

Unlock your property’s potential with Loan Against Property, featuring a flexible tenure of up to 20 years, use the funds to meet various financial needs and achieve your goals.

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